:root{
  --navy:#0b2450;
  --blue:#153f7a;
  --blue-light:#eaf2ff;
  --gold:#d5a638;
  --gold-light:#f8edc9;
  --ink:#162033;
  --muted:#65738a;
  --surface:#fffdf7;
  --page:#f8f4ea;
  --shadow:0 16px 40px rgba(14,42,88,.12);
}
*{margin:0;padding:0;box-sizing:border-box;font-family:Inter,Arial,Helvetica,sans-serif}
html{scroll-behavior:smooth}
body{background:var(--page);color:var(--ink);line-height:1.5}
header{
  min-height:124px;display:flex;justify-content:space-between;align-items:center;gap:28px;
  padding:12px clamp(22px,6vw,88px);background:rgba(255,253,247,.97);
  box-shadow:0 3px 22px rgba(11,36,80,.09);position:sticky;top:0;z-index:100;
  border-bottom:1px solid rgba(213,166,56,.22)
}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-size:25px;font-weight:800;letter-spacing:-.8px;white-space:nowrap;flex:0 0 auto}
.logo img{width:104px;height:104px;object-fit:contain;flex:0 0 auto}
.logo-tagline{display:flex;flex-direction:column;gap:1px;padding-left:14px;border-left:1px solid rgba(213,166,56,.7);letter-spacing:.1px;white-space:nowrap}
.logo-tagline em{font-family:Georgia,serif;font-size:16px;line-height:1.05;color:#5f6d80;font-weight:500}
.logo-tagline strong{font-size:17px;line-height:1.1;letter-spacing:.35px;color:#a87819;text-transform:uppercase}


nav{display:flex;align-items:center;justify-content:flex-end;flex-wrap:wrap;gap:4px}
nav a{color:#34445d;text-decoration:none;padding:9px 12px;border-radius:9px;font-size:15px;font-weight:700;transition:.2s ease}
nav a:hover{background:var(--blue-light);color:var(--blue)}
.hero{
  min-height:500px;display:flex;flex-direction:column;justify-content:center;text-align:center;
  padding:105px 24px 115px;color:white;position:relative;overflow:hidden;
  background:radial-gradient(circle at 15% 15%,#2d66b1 0,transparent 34%),radial-gradient(circle at 85% 85%,#1a4e92 0,transparent 32%),linear-gradient(135deg,#061937,#113d79)
}
.hero:before,.hero:after{content:"";position:absolute;border:1px solid rgba(213,166,56,.32);border-radius:50%;pointer-events:none}
.hero:before{width:460px;height:460px;top:-250px;right:-90px}.hero:after{width:350px;height:350px;bottom:-260px;left:-60px}
.hero h1{max-width:850px;margin:0 auto 20px;font-size:clamp(40px,5.4vw,68px);line-height:1.08;letter-spacing:-2.5px;position:relative}
.hero p{max-width:680px;margin:0 auto 34px;font-size:clamp(17px,2vw,21px);color:#e1ebff;position:relative}
.buttons{display:flex;justify-content:center;gap:13px;flex-wrap:wrap;position:relative}
.primary,.secondary{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:10px;text-decoration:none;font-weight:800;transition:transform .2s,box-shadow .2s}
.primary{background:linear-gradient(135deg,#e3bd62,#c89424);color:#17233d;box-shadow:0 8px 22px rgba(0,0,0,.22)}
.secondary{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.52);color:#fff}
.primary:hover,.secondary:hover{transform:translateY(-3px);box-shadow:0 13px 24px rgba(0,0,0,.24)}
.services,.steps{padding:90px clamp(22px,7vw,110px)}
.services{background:var(--surface)}
.services h2,.steps h2{text-align:center;font-size:clamp(30px,4vw,44px);line-height:1.15;color:var(--navy);margin-bottom:44px;letter-spacing:-1.4px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:18px;max-width:1250px;margin:auto}
.card{display:flex;align-items:center;justify-content:center;min-height:126px;padding:24px;border:1px solid #e4eaf3;border-radius:16px;background:#fffdf8;color:var(--ink);text-align:center;text-decoration:none;font-size:17px;font-weight:750;box-shadow:0 7px 19px rgba(12,37,79,.05);transition:.23s ease}
.card:hover{transform:translateY(-6px);border-color:rgba(213,166,56,.75);box-shadow:var(--shadow);color:var(--blue);background:linear-gradient(145deg,#fff,#fffaf0)}
.steps{background:linear-gradient(180deg,#f0f5fd,#e7effb)}
.step-box{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1200px;margin:auto}
.step{position:relative;background:#fffdf8;padding:34px 28px 30px;border-radius:18px;box-shadow:var(--shadow);border-top:4px solid var(--gold)}
.step h3{color:var(--navy);font-size:21px;margin-bottom:12px}.step p{color:var(--muted);font-size:16px}
footer{background:#071b3d;color:#dce7f7;text-align:center;padding:47px 20px;border-top:3px solid var(--gold)}
footer h3{font-size:26px;color:#fff;margin-bottom:6px}footer p{margin:6px 0}
@media(max-width:830px){header{padding:12px 22px;align-items:flex-start;flex-direction:column;gap:7px}nav{justify-content:flex-start;width:100%}.logo img{width:78px;height:78px}.logo-tagline{display:flex;flex-direction:column;gap:1px;padding-left:14px;border-left:1px solid rgba(213,166,56,.7);letter-spacing:.1px;white-space:nowrap}
.logo-tagline em{font-family:Georgia,serif;font-size:16px;line-height:1.05;color:#5f6d80;font-weight:500}
.logo-tagline strong{font-size:17px;line-height:1.1;letter-spacing:.35px;color:#a87819;text-transform:uppercase}
.logo{font-size:22px}.hero{min-height:440px;padding:82px 20px}.services,.steps{padding:64px 22px}.step-box{grid-template-columns:1fr}}
@media(max-width:480px){nav{display:grid;grid-template-columns:repeat(2,1fr);gap:3px}nav a{padding:8px 9px;font-size:14px;text-align:center}.hero h1{letter-spacing:-1.5px}.primary,.secondary{width:100%}.card{min-height:100px;font-size:16px}}